LIC Jeevan Utsav Plan 771: Complete Guide, Premium Chart & Benefits

 

LIC Jeevan Utsav (Plan 771)

Guaranteed Lifetime Income + Life Protection

About LIC Jeevan Utsav

English: LIC Jeevan Utsav (Plan 771) is a Whole Life Guaranteed Income Plan. Pay premium for only 16 years and receive guaranteed yearly income from the 19th policy year.

हिन्दी: एलआईसी जीवन उत्सव (प्लान 771) एक Whole Life Guaranteed Income Plan है। केवल 16 वर्ष प्रीमियम भरें और 19वें पॉलिसी वर्ष से हर साल गारंटीड आय प्राप्त करें।

Policy Details

Feature	Details
Plan	LIC Jeevan Utsav (771)
Entry Age	0 Day – 65 Years
Example Age	18 Years
Premium Paying Term	16 Years
Basic Sum Assured	₹10,00,000
ADDB Rider	₹10,00,000
Income Starts	19th Policy Year

Premium Chart

Mode	Premium
Yearly	₹60,350
Half-Yearly	₹30,700
Quarterly	₹15,463
Monthly (ECS)	₹5,192
Average Per Day	₹165
Total Premium Paid	₹9,65,600

Regular Income Benefit

Option I

Yearly Income: ₹1,00,000

Starts From: 19th Policy Year

Benefit: 10% of Basic Sum Assured every year till age 100 or death.

 

Death Benefit

Situation	Benefit
During PPT	₹10,00,000 + Guaranteed Additions
After PPT	₹16,40,000

Guaranteed Additions

Guaranteed Addition = ₹40,000 × 16 Years

Total Guaranteed Addition = ₹6,40,000

Why Choose Jeevan Utsav?

• Guaranteed Lifetime Income
• Whole Life Insurance Protection
• Only 16 Years Premium Payment
• Tax Benefits as per prevailing laws
• Suitable for Child, Adult & Family Planning

Who Can Buy?

Criteria	Eligibility
Minimum Age	0 Day
Maximum Age	65 Years
Minimum Sum Assured	₹5 Lakh
Premium Term	5–16 Years

Hindi Summary

एलआईसी जीवन उत्सव प्लान 771 में केवल 16 वर्ष प्रीमियम भरकर 19वें वर्ष से ₹1,00,000 प्रति वर्ष गारंटीड आय प्राप्त की जा सकती है। यह योजना 0 दिन से 65 वर्ष तक के सभी लोगों के लिए उपलब्ध है। 

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